Smile Now – Pay Later
At The White Bite, our aim is to offer cosmetic dental treatments at competitive prices. We understand manageable payments make getting the treatment you need easier. For this reason, we have teamed up with interest-free payment plan providers. This enables you to pick an option that suits your budget and timeframe.
Option 1: Afterpay
Afterpay allows you to split the overall bill into 4 separate, automated fortnightly payments. This option is available for all treatments below $1,000 such as Zoom whitening, check-up and cleans, or take-home whitening kits.
How does Afterpay work?
This payment plan solution allows you to get treatment and pay it back in four equal installments which are due every 2 weeks. For example, if you purchase a whitening kit for $200, you pay 4 instalments of $50 over 8 weeks. There is no additional cost to use Afterpay so long as you pay on time. Afterpay payments are interest-free.
How do I apply?
You can apply online or download the Afterpay app to sign up. All you need is a valid Australian bank payment card, a valid email address and a method of identification (Australian driver’s licence or medicare card). You also must be 18 years or older.
After your treatment, you can generate a bar code in the Afterpay app. You will have to provide this code to our receptionists for your payment.
How long does it take to get approved?
You will be instantly able to purchase once you have provided a valid payment method to Afterpay.
Option 2: Zip Pay
Zip Pay is a payment option offered by Zip for treatments below $1,000. You can choose how much you want to repay each month with a minimum repayment of $40/month.
How does Zip Pay work?
When you buy something using your Zip account, it will be added to your overall total. Zip will send you a statement at the beginning of the month showing what you spent and what you paid off in that month. You can pay the outstanding amount back in full or pay it back over a period. However, the minimum repayment is $40 a month. Payment get deducted automatically via direct debit.
The monthly service fee for Zip Pay is $6.00 when there is an outstanding balance on your account.
How do I apply?
To get accepted for Zip Pay, you will have to apply online for your zip account. Zip Pay offers 3 different credit limits which are $350, $500, and $1,000. After your application, Zip will automatically decide which maximum limit you will be eligible for.
Once accepted, you can make as many purchases as you want up to your credit limit. Every purchase you make will be interest-free. The application is similar to the Zip Money process (see below).
How long does it take to get approved?
Once your online application is submitted, the confirmation is normally instantaneous. Your application may be declined if there are issues with your credit file or the personal information you provided.
Option 3: Zip Money
Zip Money offers payment plans for all treatments above $1,000 up to $10,000. These payment plans are interest-free for at least 3 months and have promotional offers for payment plans that go over a longer period of 6-48 months.
How does Zip Money work?
If you are approved for Zip Money, you will receive an activation link to your nominated email address. You will be able to activate your plan, see your contract in detail, and set up your payment details for the automatic direct debit repayments. In your contract, the length of your interest-free period will be stated.
You can choose the amount for your repayments and the timeframe (monthly, fortnightly, or weekly). There is a one-off establishment fee to pay when you activate the account. This fee can range between $0 and $299 and depends on your credit limit.
The monthly service fee for Zip Money is $6.00 when there is an outstanding balance on your account.
How do I apply?
You can apply online for a Zip Money payment plan. The application process itself will take you less than 3 minutes. You will need a mobile phone number and email address for the application.
On the zip website, you fill in your residential, employment, and financial information. Once your application is submitted, you will usually receive a reply within the next hour unless the Zip team needs more information.
Payment Plans at The White Bite
If you are not sure which payment plan is suitable for you, please ask one of our friendly team members at your consultation. Alternatively, you can contact us on for more information.
